Bankruptcy Law Attorney in Nashua, New Hampshire

Don’t let filing for bankruptcy bury you.

If your financial struggles are keeping you up at night or leave you feeling like you’re drowning with no life preserver in sight ‒ it’s time you sought out your legal options. The Law Office of Dennis C. Hogan, PLLC has handled hundreds of bankruptcy cases for clients and wants to use that extensive experience to benefit you.

I understand how financial uncertainty can bring undue stress to other areas of your life, and I want to minimize that suffering by providing you with a full understanding of your legal rights.

Preparing for a Better Future

Believe it or not, bankruptcy is actually a fairly common tool used by people in need of better financial footing for their future. However, most people are unsure of how to pursue the right legal steps. Whether your needs stem from a place of deep debt and endless calls from creditors or you are having difficulty making ends meet with no end in sight, the first step to your financial freedom should be speaking with a practiced bankruptcy law attorney to better understand your choices.

Filing for bankruptcy is a great way to end the tormenting collections calls and set you on the path towards a more secure financial future. Chapter 7 bankruptcy and Chapter 13 bankruptcy are the two most common types of filings handled by my law firm. Below you will find a quick introduction to those concepts.

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Chapter 7 Bankruptcy

Often referred to as the “fresh start” bankruptcy, this allows the individual filing to eliminate most of their debt through the liquidation of some assets and the forgiveness of unsecured debts; generally ideal for people who don’t have significant assets or income. Filing for Chapter 7 bankruptcy tends to be the more preferred option, but not everyone is eligible to file this type of claim. For those worrying about their drowning mortgages, valuable assets, or lack of steady income, the Chapter 13 option might be a better fit for you. 

Chapter 13 Bankruptcy

If you do not qualify for Chapter 7 bankruptcy, you might still be eligible for Chapter 13. Chapter 13 bankruptcy reorganizes your qualifying debt into a manageable repayment plan that lasts typically between a period of three to five years. Any qualifying debts remaining beyond that repayment period may potentially be eliminated. Filing for this type of bankruptcy allows you a chance to keep your personal property despite being behind on payments to the creditors.

Don’t Try to Navigate Bankruptcy Alone

To truly understand the best choice for your specific financial situation, it’s important to speak to a knowledgeable bankruptcy attorney. Small mistakes made in the beginning of the bankruptcy process can exponentially add to the stress and confusion on your plate and have unintended lasting consequences as well. Don’t hesitate to reach out to the Law Office of Dennis C. Hogan, PLLC for a free consultation and review of your case.

Nashua, New Hampshire Bankruptcy Law Attorney

Filing for bankruptcy can be an extremely complicated process. If you are faced with major financial struggles, the last thing you want is to do is become more distressed. If you have questions about bankruptcy law, allow the Law Office of Dennis C. Hogan, PLLC to help. As principal attorney, I will use my knowledge and extensive experience to benefit your case.